SPECIALTY LINES MARKETS ENVIRONMENTAL AND POLLUTION INSURANCE Despite the growing scope and severity of current losses, resolution of legacy losses makes for a relatively stable market By Joseph S. Harrington, CPCU “The upward trend of environ- mental claim severity and frequency continue in 2021,” says USI, a major national insurance brokerage in its 2021 Mid-Year Commercial Property & Casualty Market Outlook report. Given that observation and given the prevailing hard
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FROM WELLNESSTO WELL-BEING Today’s employer, agent and insurer focus goes beyond traditional wellness programs By Len Strazewski Biometric screenings, on-site clinics, and health plan discounts are the familiar tools of employer wellness programs. But as the COVID-19 pandemic drove many employees to work at home, fewer workers lost easy access to on-site employer services and programs. As a result, employers, agents and their insurers are developing a broader approach, focusing
SPREAD YOUR WINGS WITH VOLUNTARY BENEFITS Aflac’s Wingman program helps brokers build volume and profits By Elisabeth Boone, CPCU These days, the buzz in benefits is all about voluntary: employee-paid coverages for accident and health, critical illness, disability income, dental, vision, and life insurance. As group health costs continue their inexorable rise, employers increasingly are looking to voluntary benefits as a way to offer their employees valuable protection that they
“Individuals need to be educated about CI so they can understand whether it’s a protection they should add to their financial safety net.” -Bryan Burke Director of Product Management and Development Sun Life Financial VOLUNTARY BENEFITS SPECIAL REPORT CRITICAL ILLNESS INSURANCE: COVERING THE UNEXPECTED Employee education on the product is key for success By Dave Willis, CPIA The evolving healthcare environment continues to push employers to find new
